The Poor Kid on the Block: How I Wired My Brain for Poverty (And How I’m Rewiring It)
- Nicholas Townsend Smith M.S. (I/O Psychology)

- 6 days ago
- 4 min read
Updated: 4 days ago

The red dust of St. George always felt heavier when you were the poor kid on the block. I can still taste that specific shame; it tastes like pennies.
I was ten years old. My mom had just lost the restaurant she poured her soul into. She leveraged our home against the business, and when the business broke, the walls came down with it. On Christmas say, 1985, we opened our gifts, got in the moving van, and moved to a new town, where I learned the most dangerous lesson of my life: Safety is a performance.
So I performed. I strove to fit in. I tried to look like I wasn’t terrified.
But you can’t outrun your own wiring.
If you’re like me, you’ve spent decades trying to "fix" yourself, not realizing you were never broken; you were just highly adapted to a war zone.
My war started at age two when my dad died. It escalated in a house with eight kids under the age of eight. Chaos wasn’t an event; it was the atmosphere. Neglect was the norm.
By 33, the pattern repeated. Bankruptcy. Foreclosure. Then 2019 hit; divorce, alimony, child support. I was trying to feed my kids on the weekends while paying to feed them elsewhere. It felt like I was drowning in a sea of "shoulds" while my brain was screaming for oxygen.

I was trying to thrive, but my biology was stuck in survive.
The Architecture of the Survival Brain
Early childhood adversity rewires the nervous system to prioritize immediate threat detection over long-term planning.
I didn't understand why I couldn't just "step up." I had mentors. I had tools. But I was stepping from a platform of trauma.
The science is brutal and validating. It’s called Allostatic Load. This is the cumulative wear and tear on your body from chronic stress. When you grow up in unpredictability; new towns, financial ruin, grief, your amygdala (the threat detector) undergoes hypertrophy.
It gets huge. It gets sensitive.
My brain wasn't scanning for opportunity. It was scanning for the next foreclosure.

The Kindling Effect
This is why the 2019 crash hurt so bad. It wasn't just a divorce. In neuroscience, this is known as "Kindling".
The Spark: The childhood loss of home.
The Fuel: Decades of "striving" and high-functioning anxiety.
The Fire: The adult financial crisis re-lit the old neural pathways.
My nervous system didn't distinguish between a court document and a physical attack. It just knew safety was gone.
The Bandwidth Tax
Scarcity is not just a lack of resources; it is a physiological state that reduces fluid intelligence and executive function.
I used to judge myself for being "stuck." Why couldn't I plan better? Why was I so reactive?
Research by Mullainathan and Shafir explains this perfectly. It’s called the Bandwidth Tax. When you are "tunneling" on survival—focusing on the alimony, the rent, the grocery bill—your functional IQ drops by up to 13 points.
That’s the equivalent of losing a full night’s sleep, every single day.
I wasn’t stupid. I was exhausted.
The Lie of "Transient Hypofrontality"
In survival mode, the brain disables the prefrontal cortex to conserve energy for the fight response.
I knew the term, transient hypofrontality. I thought it meant "flow state." Athletes get it. Artists get it. It’s that beautiful moment where the thinking brain shuts off and you just "do".
But for me? It was a prison.
There is a massive difference between choosing to let go and being forced to shut down.
I was living in the right column. My prefrontal cortex; the CEO of my brain, was out to lunch. I couldn't "mindset" my way out of this because the hardware required to do that work was offline.
Recovery requires a bottom-up approach that prioritizes nervous system regulation over cognitive strategy.
I had to stop listening to the gurus telling me to "hustle." You cannot hustle your way out of a freeze response. You have to melt it.
I started doing the work that didn't make sense on paper.

Vagal Braking: I stopped trying to solve the money problem with my mind and started solving the panic problem with my breath. Long exhales to trigger the Vagus nerve.
The Shift-and-Persist: I realized the alimony wasn't a predator. It was just a transaction. I had to separate the "shame of the poor kid" from the "math of the adult".
The truth is, I’m still walking this.
Some days, the fear is just fear. Nothing else.
But I know now that I am not my history. I am not the foreclosure. I am the man learning to build safety from the inside out so that the next time the wind blows, I don't break.
This is the practice.
Where in your life are you trying to build a skyscraper on a foundation of panic?
Follow along as I continue to walk this path.
I explore this in The 12 Journeys, and I am ready when you are to teach it to you.
Curious if the 12 Journeys are for you? Drop a comment with the word 'WISDOM' and I’ll send you the first week’s framework for free so you can test the methodology yourself. No strings attached.



Comments